Tarek Luka, an electronics and communication engineer by education, has been working in the IT field in various functions for the past 23 years. For the past 17 years he has worked exclusively in the payments field. Tarek currently heads the Payments business unit for Oberthur Technologies in Canada. Previously, he helped shape and bring to market Salt Technology’s mobile NFC wallet. Other previous work includes work with IBM, E-funds Canada and Oasis Technology Ltd., where he ran their client services division for the EMEA region. He is a working manager with the ability to quickly define the value proposition and strategic/tactical objectives, and drive a team to focus on execution. Tarek brings extensive knowledge in Payments, Mobile/NFC, Credit/Debit Cards, Retail Banking issues and current trends in the industry. He managed the Chip & Pin acceptance for tier 1 merchants at Global Payments and was first to introduce a Canadian merchant with all three card brands (Visa, MasterCard and Interac) to the Kitchener Waterloo trial. He also managed and delivered over 40 domestic and international IT projects with an estimated value of $100M US. You can follow him on Twitter @PaymentsAtoZ.