Nav Bains of Sequent, has been an independent consultant in the mobile communications. He founded Bains Solutions which provides impartial strategy, management and technical consultancy services to the mobile industry. Nav has over 24 years experience in telecommunications and 7 in the mobile payments industry. Previously, Nav worked as mWallet project manager at Vodafone Group, as Vice President Business Development Telecommunications and Channel Management at ViVOtech Inc. Before that he was the Business Lead Mobile for NFC Services at GSMA. Nav spearheaded the GSMA’s mobile NFC initiatives for 6 years. He led the GSMA Pay-Buy-Mobile (PBM) initiative, in which over 60 Mobile Network Operators around the world worked together to develop a common platform and processes for launching SIM-based mobile payments. Nav has successfully worked a number of global telecommunications programs while working at ICO Global Communications, ESYS consulting and Logica-CMG. His doctorate is in Experimental High Energy Particle Physics.