Bart van Hoek, born and raised in the Netherlands, works as a consultant for Underwriters Laboratories (UL) Transaction Security. UL TS excels in secure transaction technology for the mobile, identity, transit and payment industry. In the mobile space, Bart has worked on many NFC projects in Europe, and is currently contracted to ISIS in Dallas — one of the biggest NFC initiatives in the world. In his current role as TSM architect, Bart is responsible for the product development of the TSM. His previous roles include functional analyst and system integrator. Bart brings a depth of knowledge about TSMs, Secure Elements, GlobalPlatform, Mobile payments and near field communication.